A cheeky fraud that reveals the deep roots of British industry

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Twining’s Bank, at 215 The Strand 

On 6 June 1870 Elizabeth Smith pleaded guilty at the Central Criminal Court to ‘feloniously forging and uttering’ a cheque for £120 with intend to defraud. She gave her age as 32 years and said she was unmarried: the judge respited her sentence. No reason is given for this but respites were commonly applied to women who were pregnant or in cases where the law was in some way in doubt.

Elizabeth had first appeared before the Lord Mayor at Mansion House on 22 April 1870 where this charge was laid. The prosecution was conducted by Mr Samuel Mullens on behalf of his client, the Banker’s Protection Association.

The victim (the bank) was Smith, Payne, and Smith of 1 Lombard Street, City of London and the cheque was drawn in the name of William Longman, the ‘well-known publisher’.

The Lord Mayor was told how the fraud was perpetrated. Smith (calling herself Mary Simson) had presented herself at Twining & Co.’s bank in the Strand and had handed over a letter of introduction. This was supposedly written by a Dr Charles Brooke of Fitzroy Square, and described Elizabeth as a ‘dear old friend of mine’.

Elizabeth explained that she would like to open an account and handed Mr Twining a cheque for £120 ‘purporting to be drawn by Mr Longman upon Messrs. Smith, Payne, and Smith’. ‘Mary’ had endorsed it with her own signature. She asked for some money there and then and she was given a chequebook from which she cashed a cheque for £50. The cashier (as was customary) made a record of the bank notes (five at £5 each) he issued. The balance was in sovereign coins.

The bank only realized something was wrong when Dr Brooke arrived later that day and told them the letter was a forgery and that he’d nothing to do with it or any ‘Mary Simpson’. Three days later the cashier that had served Elizabeth – Donald King – recognized her in Fleet Street. She’d just left a ‘refreshment house’ with another woman and King decided to follow them.

As they reached Temple Bar (pictured below in 1870) Elizabeth stopped and turned around. Was he following her, she asked?

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King admitted he was and said that she must now accompany him to Twining’s Bank or he would call a policeman to arrest her. After a brief hesitation she agreed and the pair returned to the Strand where Elizabeth was shown into a private room at the bank. Interviewed there she caved in and promised to return all the money if only they would ‘overlook the matter’. Mr Twining told he could not possibly do that and sent for the police. While they waited Elizabeth took out some papers and letters and tore them up.

As detective sergeant Hancock led her away Elizabeth denied forging the letter and told him she’d been forced to signed the cheque by someone else, but gave no name he could trace. At Bow Lane police station Elizabeth was searched (by a female searcher) and three of the £5 notes that Donald King had issued to her were discovered. In addition Mts Johnson (the searcher) found:

‘three sovereigns, a gold watch, chain, and three lockets, an opera glass, an eye-glass, a gentleman’s ring, a brooch, penknife, [and] three keys’.

It would seem that Elizabeth Smith was not only a fraudster and forger, she was a practiced ‘finger smith’ (pickpocket) as well.

In court at the mansion House Mr Longman appeared and said he knew Elizabeth and her family. She had written to him, he stated, in great distress and asking for money. He’d sent her a cheque for £5 but when she failed to acknowledge it he wrote again, complaining about her ingratitude. This prompted her to write back apologizing and making excuses, before asking for more money. Longman wrote to the local parish priest who was unable to verify the story Elizabeth told about her desperate situation. Nevertheless the publisher sent her another £5.

The Lord Mayor remanded her and we know of course that that remand eventually resulted in a trial at Old Bailey where, perhaps unsurprisingly given the evidence against her, she pleaded guilty.

Thomas Twining had opened a teashop – London’s first – on The Strand in 1706. It did well and the company braced out into banking in 1824. By 1835 banking was successful enough to warrant building a new property next to the teashop. Twining’s Bank lasted until 1892 when Richard and Herbert Twining sold it to Lloyds.

Smith, Payne, & Smiths bank had been established in 1758 as a collaboration between Abel Smith (a Nottingham banker) and John Payne, a London merchant and line draper, and chairman of the East India Company. The bank moved to new premises in Lombard Street in 1837, just two years after Twinings opened their new doors. In 1902 Smiths (which owned 5 family banks in the chain) merged with the Union Bank of London to form Union of London & Smiths Bank Ltd. This new bank lasted until the end of the First World War when it became the National Provident & Union Bank of England, eventually turning into first, the Westminster Bank (1968) and then the National Westminster Bank (Natwest) in 1970.

Thomas Longman founded his publishing house in Paternoster Row in 1724, buying a shop owned by William Taylor who had published Jonathan Swift’s Robinson Crusoe. The firm prospered through the eighteenth century and into the nineteenth, most famously publishing Maclaulay’s Lays of Ancient Romeand then his History of England(which sold in excess of 40,000 copies). Longman’s continued into the 1900s, survived a direct hit during the Blitz (which destroyed their premises and their stock), before Pearson bought it in 1968.

I suppose what this little story of fraud and forgery from 1870 reveals is the deep roots that some of our household names have, even if very many of them are now owned by global multinational companies. Elizabeth Smith, by contrast, leaves very little behind her, just one of many who came before the courts in the 1800s accused of stealing or defrauding those with much deeper pockets than she had.

[from The Morning Post, Thursday, 28 April 1870]

While Elizabeth Smith is hardly an unusual name for the Victorian (or any other) period there is another mention of someone with that name in the Digital Pantopticon for 1870. An Elizabeth Smith was tried at Clerkenwell (the quarter sessions for Middlesex) in October 1870 and sentenced to seven years. She was sent to Millbank Prison from where she was released, on license, on 19 May 1874. Did Elizabeth have a baby between June and October and find a home for it? Or was it taken away so the law could take its course?

But is art? Photography in the dock in 1880

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Photography was still a fairly new science in 1880. The world’s first photograph was possibly that made in 1826 using Joseph Nicephore Niepce’s ‘Heliograph’. In 1835 Niepce collaborated with Louis Daguerre to create the first practical application (the ‘daguerrotype’) that, in 1839, led to the very first ‘selfie’ by Robert Cornelius. Improvements followed in 1871 (with dry plate photography) and then in the mid 1880s with the invention of the earliest ‘box’ portable camera.

It seems that along with the self-portrait early adopters of photography quickly recognized the commercial potential of a technology that could make multiple reproductions of popular images.

As many of us probably do when we visit an art gallery early photographers realized that taking photos of artworks could be profitable if cheap prints of them could then be sold. Even better if those prints were of human nudes.

It is not surprising perhaps that one of the early uses of photography was in the creation of more realistic pornography (or ‘erotica’ if you prefer a less judgmental term).

I’m sure Charles Newbold would have argued that his collection of photographic images were a form of art. Sadly for him he couldn’t, as in November 1880 he was locked up in Coldbath Fields prison serving a three-month sentence for ‘selling photographs of an immoral nature’.

While his son occupied his days in hard labour his father George found himself up before the magistrate at Marlborough Street Police court on a very similar charge. He was summoned to answer as to why a series of photographic images that had been seized by the police should not be destroyed.

His lawyer, Mr Geoghegan, argued that the images – which were taken from works of art – were not offensive and were in fact very useful for students of art to learn from. This was one of the first ways in which daguerreotypes had been used – to reproduce famous artworks in a form that students could learn from. These could black and white or coloured, like the shown here (right). Nude_woman_in_colored_daguerreotype_by_Félix-Jacques_Moulin

Coloured daguerreotype by Félix-Jacques Moulin, c.1851-1854

The police – represented by Mr St John Wontner – argued that they were obscene and constituted an assault on public morals. The Newbold brothers owned a shop where the materials were on sale, located in Charlotte Street, Fitzroy Square.

The justice, Mr Mansfield decided that he needed to see the pictures for himself if he was to determine how ‘immoral’ they were. He adjourned the case to make his investigations.

George Newbold was an established sporting photographer in the 1860s. Based at 303 and 304 The Strand, Newbold seems to have specialized in taking images of boxers for them to use as their carte de visites, and the V&A has several of these. However, George died in 1865 and the business passed to his brother Charles, and his two sons (George Francis and Charles).  It is possible then that Charles and his sons  had branched out into more ‘racy’ photos by early 1880s, but perhaps they were simply providing a legitimate service for artists short of live models.

In 1880 Charles junior (at 19) was listed as a ‘porter’ in his prison record, which hardly suggests that he was a successful photographic artist. His father was also in prison by August 1882 where his record states that he was a bookseller. His crime? Tried at the Middlesex Quarter sessions and convicted of:

maliciously and scandalously selling and uttering to frank froest, in an open and public shop, certain lewd and obscene photographic prints’.

His sentence? 18 months imprisonment. He was 50 and so would have been in his 30s in the 1860s when he was taking shots of boxers and others. It seems a shame that the relatives of a such  a talented artist as George Newbold  should find themselves locked up for selling ‘dirty pictures’. But perhaps that reflected the reality that photography was not an easy profession to make a living from in the late 1800s. And, of course, that there was (and still is) money to be made from erotica.

[from The Illustrated Police News, Saturday, November 6, 1880]

The celebrated ‘Soapy Fits King’ appears at the Lyceum

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When PC 64E reached the small crowd gathered outside the Lyceum Theatre on the Strand he found a man writhing around on the pavement, and frothing at the mouth. He whistled for help and PC 53E waited while his colleague took the man to hospital on an ambulance.

Once there however, the surgeon in charge declared that there was nothing wrong with the patient, expect that is that he had evidently been eating soap. Realizing that he’d been conned, the police constable arrested the man and took him back to the station before presenting him before the magistrate at Bow Street in the morning.

The man gave his name as Peter McDermott but Mr De Rutzen was informed by the gaoler (Sergeant Bush) that he was commonly known as the ‘Soapy Fits King’. McDermott was a beggar that had appeared ‘at nearly every police court in London’  and been sentenced numerous times as a rogue and vagabond.

Joseph Bosley of the Mendicity Society – the organization that took it upon themselves to police street begging – said that McDermott was well known to him as well. He’d watched McDermott for 18 years. He would appear at hospitals across the capital, sometimes twice in one day, ‘apparently suffering from fits, but he never had anything the matter with him’.

On the day in question McDermott had a glass of water in on hand and a brandy in the other and one wonders whether his audience genuinely believed him to be ill or were just amused by his antics. He denied using soap of course, and pointed to his extremely dirty face. ‘Do I look like it?’ he asked, to laughter in court.

‘I say it is not English’, he complained, ‘[that] I am not allowed to beg, and I have had nothing to eat for three days’.

He had a point of course. Society offered little for McDermott beyond the workhouse casual ward and that was in many ways worse than prison. This was a man who clearly had quite severe mental health issues that no one seemed to want to recognize. He was only a risk to himself and a more charitable society might have recognized his need for support. Mr De Rutzen decided to remand him in custody while he decided what to do with him.

A week later ‘the King’ was brought up again and more evidence as to his past misdemeanors was presented. Mr De Rutzen now ordered that he face trial as ‘an incorrigible rogue and vagabond’.

[from The Standard, Saturday, September 22, 1900; The Standard, Saturday, September 29, 1900]

Bullying, touts and the London cab trade: the forgotten role of the waterman  

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You might be forgiven for thinking that a London waterman was someone that worked on the river in the Victorian period. This is certainly what these men did in the 1700s but by the nineteenth century the cabmen of the Thames had almost entirely disappeared from the water. Instead they set themselves up at hansom cab stands across the city, providing water for the horses and opening doors to assist fares to and from the streets. They earned a living from the cabbies (who paid for the water) and the passengers (who tipped them for their service).

Watermen don’t seem to have had a particularly good reputation however.  In 1853 Charles Manby Smith painted a comic and somewhat melancholic picture of them: poor, disheveled, the but of the cabbies’ jokes, standing out in all weathers, frequently splashed by ‘mud and mire’. Life was hard for the waterman and not infrequently short.

But perhaps this case demonstrates that watermen had a little more power than Smith credits them with, and suggests that they could, to some degree at least, control which cab drivers were able to ply their trade successfully.

In November 1847 John Cooke was charged with assault at Bow Street Police court. On the previous evening he’d been working as a waterman on the Strand, keeping the pitch at the Spotted Dog rank where two cabs were stood. Cooke helped a fare into the second cab, ignoring the one in front and presumably dispending with cab etiquette.

The driver of the first cab, Edward White, complained at this and asked him what he was doing. Cooke replied that he could ‘do what he chose and if [White] was cheeky he should not have a fare all night’.

White must have said something to him because the waterman now strode over to the cab and thrust his fist through the window, smashing it, and then hit the driver and dragged him out onto the street. He started to beat him up before a policeman intervened and arrested him.

In court the story was told and Mr Hall ordered Cooke to pay a fine of 40(with the threat of 14 days in prison if he did not) and added compensation of 1s 8d for White for the damage done to his cab window. Two of Cooke’s fellow watermen tried to argue that the cabbie had made up the story but the magistrate didn’t believe them. In terms of social status the policeman and hansom drivers were a class above the watermen who stood by the road and watered the horses, and Mr Hall wasn’t about to take their side. The papers described Cooke as ‘one of those persons known as “bucks” and “touts”’, suggesting his actions were well-known but not approved of.

So did watermen have some power here? Was this an example of them trying to extract some more money from the cabbies, or being used by certain cab drivers to control who got fares and where? The Strand would have been a prime position for hansoms after all, with its proximity to London’s clubs and theatres. Do doormen today have a role in which drivers get which fares? Do they get tips? Was this all part of the informal economy of Victorian London  and does it still exist?

[from The Morning Chronicle, Friday, November 19, 1847]

A waiter’s cheeky swig lands him him in court

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The Strand, London (late 1800s)

In 1881 Thomas Carr (originally from Norfolk) owned and ran the King’s Head public house at 265 The Strand.* The hostelry was close to where the new Royal Courts of Justice was nearing completion (it opened in 1882) and on one of London’s busiest thoroughfares (as the illustration above suggests). In late November Mr Carr employed a waiter to work in the pub serving what would seem to be quite high class customers.

William Whitlock had been working at the King’s Head for just three weeks when he seriously blotted his copybook. He was accused of stealing a bottle of champagne by Mr Carr’s son, and prosecuted at the Bow Street Police court in front of the sitting magistrate, Mr Flowers.

Mr Carr junior said he had seen the waiter carrying a bottle of champagne into the pantry and so followed him in. Once inside he challenged him and Whitlock told him that a gentlemen had left some wine in the bottle after he’d finished with it and he was taking it as ‘his perquisites’.

Carr explained that ‘in obtaining wine for customers it is the practice to give a bono check [a blank cheque in other words], and mby these means the prisoner [Whitlock] obtained the bottle of champagne on the representation that it was for a customer’.

Now, whether he intended to take the whole bottle or just finish the dregs is not made clear. Carr’s son said he saw Whitlock pouring water into the bottle – to dilute the wine or rinse it out having swigged the last half glass? Either way he had ‘no right to any wine’ while he was working and so shouldn’t have acted as he did. But it hardly seems to be the crime of the century.

Nevertheless the magistrate was faulty adamant that a crime (theft) had been committed. He found the waiter guilty and sentenced him to one month’s imprisonment. I doubt Mr Carr expected this outcome nor , it seems, did he welcome it. His solicitor approached the bench and pleaded for Whitlock’s freedom. Mr Flowers then agreed to substitute a 30s fine for the prison term. This was still a hefty punishment for a low paid worker – 30s in 1881 represents about £200 in spending power today – but at least it kept him out of gaol at Christmas.

[from The Illustrated Police News etc, Saturday, December 17, 1881]

*The pub has long gone and now it is a smart office block owned by a Japanese telecom company.

A dishonest butcher is hooked

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Thomas Dubbin had enjoyed a steady job as a butcher’s foreman working for a respectable business on The Strand. But his relationship with his employer, Mr Grant, had soured and, after a decade of employment, Grant suspected him of dishonesty.

Nowadays firms (especially retail companies) try to solve these issues in house. Investigations into pilfering or fraud usually start with disciplinary hearings and only involve the police if it is serious, or the accused employee does not confess quickly to their offending. It seems here though that Mr Grant immediately took his concerns to police and consulted two detectives, DS Partridge and DS Drew.

Mr Grant then had a visit from one of the lads he employed , whose name was Marshall. Marshall told him that the foreman had approached him and ‘incited him to steal some kidneys and take them to a neighbouring  shoemaker’s’.

This gave the butcher the hook he required to explose his dishonest employee.

Young Marshall acted as he had been told and took the offal to the shoemaker’s premises. Meanwhile the police kept Dubbin under observation to see what he did. Sure enough he went straight to the shoemaker’s workshop where he collected the kidneys. The police were waiting for him and he was arrested.

The magistrate was disgusted with his behaviour; partly because of the dishonesty in robbing a master he had served for 10 years, and for inciting a much younger member of staff to steal on his behalf. Thomas Dubbin was sent to prison for 3 months at hard labour and lost his steady employment too.

[from The Standard, Wednesday, July 11, 1883]